Types of Policies

The Maloney Insurance Group offers a variety of life insurance policies to meet diverse needs. Term Life Insurance provides affordable coverage for a specified period, typically 10, 20, or 30 years, making it ideal for those seeking temporary protection. Whole Life Insurance, a permanent policy, offers lifetime coverage with fixed premiums and a cash value component that grows over time. Universal Life Insurance combines the benefits of permanent coverage with flexible premium payments and the potential to build cash value. Mortgage Protection Insurance ensures that your mortgage is paid off in the event of your death, providing financial security to your loved ones. Final Expense Coverage is designed to cover end-of-life costs such as funeral expenses, ensuring that these financial burdens do not fall on your family.